Real Estate | Realtors
Are you buying a house in Putnam County or are you planning to sell a house in Putnam NY? If you are buying a house or selling a house, select the best realtor at List of Real Estate Agents in Putnam, New York.
Find a real estate agent with whom you are comfortable and can work successfully to buy or sell your home. Find the best real estate brokers at Real Estate in Putnam where you can select realtors by location, specialty, and experience.
Find traditional colonial houses, charming capes or modern contemporary homes; set in idyllic and beautiful properties in locations and settings of Putnam County.
Are you planning to buy a house in the charming and lovely town of Cold Spring in Putnam County? Cold Spring offers great restaurants, antique shopping, and historic properties. Cold Spring is also one of the Hudson Valley River Towns.
Before buying a home or selling a home in Putnam, be sure to review Tips to Buy a House or Tips to Sell a House in Putnam, New York.
Select a realtor at Best Real Estate Agents in Putnam County. Whether you buy a house or sell a house, you need to find an experienced Real Estate Agent with whom you are compatible and comfortable, and can work with successfully to buy or sell a house.
When looking for a new house, be sure your realtor understands the criteria you have set. A good Real Estate Agent will make sure she/he understands what is important to you and your family. To work toward this goal, a realtor make take you to a few open houses that may not be exactly what you want, but can work as a model to eliminate or add features in your new home. By the time you start looking at properties; your realtor should have your goals and your priorities in mind. However, keep in mind that at the beginning of this process, you will probably need to refine your initial list of must have vs. would like to have .
Using your selection criteria, your realtor will find the house that is right for you and your family. Your realtor should not try to talk you into buying a house that you are not comfortable with and that does not meet the goals you have set. Your Real Estate Agent can find a new home for you while keeping your interests uppermost.
Before you decide the town in which you want to live, review the demographics of a location by zip code or town name. Learn about the school districts, shopping, and other important facts to consider when buying your new home.
If you are going to sell a home, it is important to find a realtor that understands and represents your interests. Before listing your home, have one or more realtors compare your home, also known as comp your home against others on the market to determine a fair and competitive price for your house. You and your realtor should agree on a price range in which you can sell your home. Review the Directory of Realtors in Putnam to find a Real Estate Agent by location.
It is also very important that you work with a realtor that is knowledgeable about the area in which you live. Only then can the realtor tell prospective buyers about all the positives and pluses of buying a home in a particular hamlet, town, or city of Putnam County in which your house resides.
Once you have selected a realtor to help you buy a house or sell a house, plan a meeting to discuss what you (the buyer or seller) need to be aware of during this important process.
Buying a Home
Drive around the area(s) in which you are interested. Stop and have lunch at one of the many wonderful restaurants in Putnam County. Select a restaurant at Restaurants Hudson Valley and relax for a while. Stop at a local cafe, an upscale fine dining restaurant, or Sandwich Shop where you can have a picnic lunch prepared. Take the time to soak in the atmosphere and get a sense of the people in this Putnam County neighborhood.
Before buying a house in Putnam County, you may want to visit the hamlets, villages, and towns of Putnam. Each of these locations offer their own special characteristics and charm.Some of these Putnam towns offer excellent restaurants, while others offer an abundance of outdoor activities including hiking, nature walks, and more. Each location offers excellent opportunities to buy a home in Putnum County.
Visit Carmel, New York
Visit Cold Spring, New York
Visit Garrison, New York
Visit Lake Mahopac, New York
Visit Manitou, New York
Visit Philipstown, New York
Visit Southeast, New York
Go to the local town Library or just take a stroll down Main Street. Take the time to explore a town before selecting the neighborhood for your new home and real estate purchase.
Upon deciding where to buy, select a Real Estate Agent that is familiar with the location in Putnam that you have selected for your new home. A good Real Estate Agent will understand your house needs. For many buyers the priorities in buying a home are location, property, and lastly house. If you have school age children in the family, the school district is an absolute priority. If you are commuting to a job in the city, you may want to purchase a home near the metro or near major highways and routes that can shorten your commute. The last and perhaps most important consideration is to establish a price range for your new real estate property. Think about mortgage options, property taxes, homeowner's insurance, utility bills, and other important factors affecting your monthly costs. Speak to your accountant and other professionals before deciding the best type of mortgage: Adjustable Rate Mortgage (ARM), Fixed Rate Mortgage (FRM) and dollar amount of the mortgage.
Once you have decided the town, village, or hamlet in which to, create a list of features that are important in your new home in Putnam, New York. Are you looking for a ranch, a colonial, a cape, or that special one-of-a-kind home? Are you looking for a new home or an older but "move in condition" home? Or would you consider a real estate property that needs work so that you can renovate your house and make it the perfect home for you and your family? Do you want a fireplace, gardens, privacy, pool, waterfront property? Prioritize the features that you want in a home. You may not be able to find everything that you want in a new house that is in your price range - decide which features you are willing to give up. In summary, define your requirements and then choose a realtor that understands your real estate needs.
Tips to Buy a Home
Find a Real Estate Agent
Must have and Would like to Have
Budget for your New House
Things to Consider
Once you have found the home that you want to buy, hire a house inspector. Your home inspection is extremely important. Hire a reputable Home Inspector to provide a General Home Inspection. Home inspections should cover: water quality, plumbing, radon, septic tank, oil tank, termite inspection, lead, asbestos, and more.
From the initial process of finding a home in Putnam, through the final steps, your Real Estate Agent should guide you through the Mortgage Pre-approval process; the Down Payment process, Mortgage Options and finally, Closing Costs.
If you are thinking of buying a home, it is in your best interest to know the difference between seller, buyer and dual real estate agents. Using the wrong style of agent could affect the financial terms of the deal and have material legal implications. Arm yourself with an understanding of the difference between a Buying Agent and Seller's Agent. Learn how to use each to your advantage when buying a home.
There are frequent discussions about buyer's agents and seller's agents. Real estate law now obligates an agent to indicate who they are representing. This usually happens when you first meet with an agent, through a written disclosure document that you must sign, that identifies whether the agent is working for the buyer or seller. A seller's agents represent the seller. Most real estate agents who show and market houses are seller's agents.
A seller's agent typically works for the person selling a house and therefore, looks out for the interests of the seller. On the other hand, buyer's agents actually work for the buyer and have an obligation to look out for the interests of the buyer. There are also dual agents that represent both sides of the home buying experience.
More often than not, this has little to do with who actually pays the agent. So, why does it matter? If you are the buyer, it is important for you to use a buyer agent because of the financial, legal and ethical implications. A seller's agent has a fiduciary alignment to the seller not to you as the buyer. Accordingly, during the negotiations a seller's agent will be aligned with the seller.
Occasionally, you will find an agent that says they are performing in a dual role; meaning they are serving as a buyer and seller agent. Be careful in this situation. As a buyer, you may want to stay clear of a dual agent. Realistically, the dual agent is unable to negotiate the buyer's interests without adversely affecting the seller and visa versa. There are admirable agents that can operate effectively in the dual role. However, as a buyer, you should be conscious of the prospective conflict. If you want the bottom price on a home, seek a reliable buyer's agent whose loyalties are aligned with you.
You may be wondering who actually pays for a buyer's agent. Typically the selling agent lists the house in the MLS (Multiple Listing Service) and agrees to split the commission with the agent who brings the buyer. Frequently, the seller's agent and the buyer's agent split the real estate commission with fifty percent for each agent. This means that although the buyer's agent is representing for you, the seller is funding the commissions to the buyer's agent. At times you may find a house where the selling agent does not agree to split the commission with the agent who brings the buyer and in that case you will have to settle on who will pay for the buyer's agent.
Knowing the financial, legal and ethical implications of buyer, seller and dual agents is important to you as a home purchaser. Prior to engaging in any real estate transaction as the home buyer, find yourself a good buyer's agent with at least 10-12 years of experience in your market. They will have a fiduciary responsibility to act in your best interest and have the experience to help you negotiate the lowest price for the home.
Tips for Selling a House
Once you have selected a realtor, you will need to prepare your home for sale. Be sure you are aware of all the federal, state, and local disclosure laws. Your Real Estate Agent should be able to guide you through this process. If your house is overpriced, agents are going to show similar homes priced more attractively. Your listing is likely to be shown less often. However, if your house is a "unique" or "one of a kind" and you can wait for the right buyer, you may be able to demand a higher price for your home.
Time and again it is said that the three things to look for in buying a property are (1) Location, (2) Location, and (3) Location. There are positive and negative factors to almost every location. Let's pretend your property is right next door to a fire station. You need the kind of marketing professional that can sell the benefits of not having to worry about your new home burning down, or perhaps the savings on fire insurance. Seriously, no matter where your property may be located, there is a ready, willing, and able buyer in the marketplace. Problems with the location of a property can be overcome, you just need a realtor who will work hard to sell your house in Putnam.
Realtors differ in their approach to buying or selling a house . Each will take a different approach in marketing your home. A realtor may just list you home on the MLS system and hope it will sell itself, to realtors who actively market the home through newspaper advertising, the Internet, Open Houses and more. You will likely have a positive Real Estate experience if you pick a realtor who meets the following criteria:
It is hard to work with an agent you don't like. You won't trust him/her, and the entire experience will be a difficult one. You have enough on your mind without having to argue and bicker with your agent. No matter how good a Real Estate agent is… if you don't like each other, then it won't be a good experience.
Having a full time realtor (or a team of them) is vital to the successful sale of your home. If your realtor isn't available to sell your house because he/she is "working a day job", then how committed is that realtor to you?
Just like any other professional in your life, you need a realtor who is organized, professional, and hard working. Have you ever seen a lawyer show up for a case in sweat pants and a t-shirt? Or a doctor say; "I'm sorry, I can't deliver your baby because I have a 4:00 t-off time"? How about an accountant who can't manage his own finances? You should be able to expect the same level of professionalism from the agent you choose to represent you. By having a professional realtor working on your behalf, your entire experience will be more positive.
Terms of Selling a House
Once your home is clean and tidy, you can get a few estimates from reputable real estate brokers. Upon selecting your real estate agent and a listing price, you are ready to put your home on the market.
For Sale By Owner